(i) Moneylenders and cooperative societies are the two major sources of credit for rural households in India.
(ii) Moneylenders are the most dominant sources of credit for rural households.
(iii) Moneylenders are the most dominant sources of credit for rural households because
(a) Rural households need not to produce certificate of their earning or documents of their employment while borrowing money from the money lenders.
(b) Neither they have to show any property or assets as collateral (security or guarantee)