Context : Here, the writer describes Tom. Tom belonged to a respectable family known as Ramsay’ family. He started his life decently. He had a wife and two ***. But all of a sudden, one day he left his wife and office. He spent two happy years in various capitals of Europe. He borrowed money from his friends.
Explanation : In these lines the writer tells us about Tom and his habits. He had become habitual of taking loan from his friends. No doubt he was handsome, yet he was foolish. But he had an art of making friends. He had such an impression upon his friends that none of them could refuse to give him money. According to him, money should not be spent on our daily needs. It is boring. Money should be spent on luxuries and then it will be joyful for us.
