Which one of the following groups of items is included in India’* foreign-exchange reserves?
(a) Foreign-currency assets, Special Drawing Rights ( SDRs) and loans from foreign countries
(b) Foreign-currency assets, gold holdings of the RBI and SDR’*
(c) Foreign-currency assets, loans from the World Bank and SDRs
(d) Foreign-currency assets, gold holdings of the RBI and loans from the World Bank